In an ideal world, no injuries to me. In an ideal world, free health insurance. In the real world, but accidents and injuries occur every day. In addition, people have to sacrifice something to get something else, like health insurance. Many people do not know the benefits of health care providers, because the price seems too high or the number of packages for them is difficult. These people can never consider the possibility of health insurance.
Many people are afraid to be used to pay for the service he or she considers it unlikely. However, if the parent or both parents to care for children, he or she may want to consider the merits of the medical value of pillows. Chip or children (health insurance program for children), but if your child is in his late teens, he or she may be eligible for state assistance. CHIP in some countries, not all dental treatment.
You can have your family has the same range or not, a significant cost increases. Other companies can automatically register their children in their plan. If your profession or your job, your spouse provides this service, you may consider to provide the insurance in your home.
Cost-benefit analysis
Have you ever seen an empty hospital? However, accidents happen all the time for each individual. Payment 2 / 10% of your salary will always know relative to the benefits that you or a loved one in an accident considered. The hospital stay is often the order of thousands of dollars. Insurance is the insurance.